Terms & Conditions

1. Acceptance of Terms

By accessing or using shouldibuygoldnow.com ("the Site"), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the Site.

2. Informational Purpose Only

All content on this Site, including gold verdicts, market analysis, pricing data, and factor scoring, is provided for educational and informational purposes only. Nothing on this Site constitutes financial, investment, tax, or legal advice.

No fiduciary relationship is created between you and ShouldIBuyGoldNow by your use of the Site. We are not registered investment advisors, broker-dealers, or financial planners.

3. No Guarantee of Accuracy

Gold prices, market data, and analysis are sourced from third-party APIs (including metals.dev, goldapi.io, Stooq, FRED, and exchangerate-api.com). While we strive for accuracy, data may be delayed, incomplete, or contain errors. We make no warranties regarding the accuracy, reliability, or completeness of any information.

4. Verdict Engine

The buy/hold/wait verdicts are generated by an automated model using publicly available macroeconomic data. Verdicts are not personalized recommendations. They do not consider your individual financial situation, risk tolerance, or investment goals. You must consult a qualified financial advisor before making any investment decisions.

5. Intellectual Property

All content, design, code, and data visualizations on the Site are the intellectual property of ShouldIBuyGoldNow. You may not reproduce, distribute, or create derivative works without express written permission.

6. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose
• Scrape, data-mine, or automatically extract content without permission
• Attempt to gain unauthorized access to our systems
• Misrepresent the Site's content as personalized financial advice

7. Limitation of Liability

To the fullest extent permitted by law, ShouldIBuyGoldNow shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any information provided. This includes, without limitation, any losses from investment decisions made based on content viewed on the Site.

8. Third-Party Links

The Site may contain links to third-party websites. We have no control over their content or practices and accept no responsibility for them.

9. Modifications

We reserve the right to modify these Terms at any time. Changes take effect upon posting. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable US federal and state law.

11. Contact

For questions about these Terms, contact us at [email protected].